What to Know About Roof Impact and Fire Ratings

Why Roof Ratings Matter in Colorado Springs

If you’re planning a roof replacement in Colorado Springs, understanding fire ratings should be a top priority. With dry summers, high UV exposure, and wildfire risks in the surrounding foothills, the fire and impact resistance of your roofing materials matters more here than in many other places.

But it’s not just about fire. Hailstorms, strong winds, and fluctuating temperatures can all take a toll on your roof’s performance and lifespan. That’s why selecting a material with solid impact and fire ratings isn’t just a safety decision—it’s a smart investment in long-term protection, energy efficiency, and insurance savings.

Let’s examine how roof fire and impact ratings work, why they’re important, and what materials perform best in our unique climate.

Why Fire Ratings Matter in Colorado Springs

If you live in Colorado Springs, you know wildfire season isn’t just a headline—it’s a real concern. With our dry summers, strong winds, and proximity to wooded areas, fire safety needs to be part of every roofing decision.

Fire ratings make it easier to compare how well different roofing materials hold up when exposed to flames or flying embers. The rating system—Class A, B, or C—was developed by Underwriters Laboratories (UL) and is now used across the country.

• Class A materials offer the strongest protection. They can withstand heavy fire exposure and are a smart choice for homes in high-risk zones.
• Class B materials provide moderate protection.
• Class C options offer minimal resistance and usually aren’t recommended here in the Springs.

Choosing the right rating isn’t just about safety. It can also affect your homeowner’s insurance, how your roof performs over time, and even your home’s resale value.

Understanding Roof Impact Ratings

While fire resistance is crucial, roof impact rating is just as important in Colorado Springs, where hailstorms are common. Impact ratings (Class 1 through Class 4) measure how well roofing materials can withstand being struck by falling objects like hail.

• Class 4 is the highest level and provides the best resistance to cracking or penetration.
• Many metal roofing and impact-rated asphalt shingles fall into this category.
• Investing in high-impact-rated materials may also qualify you for insurance discounts.

If you’ve had hail damage or want to future-proof your roof, these ratings are worth your attention.

Comparing Roofing Materials by Fire and Impact Performance

Asphalt Shingles

Most traditional asphalt shingles offer a Class A fire rating when installed with a fire-resistant underlayment. However, their impact rating can vary widely depending on the specific product. Standard shingles typically have Class 1 or 2 ratings, while upgraded architectural shingles may reach Class 3 or 4.

Metal Roofing

Metal roofs naturally resist fire and often carry a Class A fire rating without extra underlayment. They also tend to score very high on impact tests—most steel or aluminum roofs are rated Class 4. Bonus: Metal roofing is durable, lightweight, and excellent for shedding snow and ice in winter.

Tile Roofing

Tile roofs (clay or concrete) are also Class A fire-rated and perform well under fire exposure. While they offer good durability overall, their impact resistance varies. Concrete tiles can sometimes crack under heavy hail unless reinforced, so the impact rating is something to double-check when comparing options.

The Role of Installation in Your Roof’s Safety

Even the best-rated material can underperform if it’s installed improperly. Fire and impact ratings are tested under controlled conditions with proper installation, so cutting corners on labor or underlayment can compromise your protection. That’s why working with experienced roofing contractors in Colorado Springs is essential.

A knowledgeable installer will ensure:

• Proper fire-rated underlayment is used
• Materials are anchored to resist wind uplift and hail damage
• Vents, chimneys, and valleys are sealed to reduce ignition risks

When to Consider Roof Replacement for Safety

If your roof is more than 15–20 years old, doesn’t meet modern fire codes, or has suffered hail damage in the past, a full roof replacement might be a smarter and safer long-term choice. Upgrading to a material with higher fire and impact ratings will improve your home’s resilience and potentially lower your insurance costs.

Final Thoughts: Choose Fire Ratings That Fit Colorado’s Risks

In Colorado Springs, roofing isn’t just about curb appeal but protection. Whether you’re replacing an aging asphalt roof or comparing metal roofing and tile roofing options, always check the fire and impact ratings before deciding. Safety, performance, and peace of mind all start at the top.

Need help choosing the right fire- and impact-rated roof for your home? Contact our team today for expert guidance and a free consultation.